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Insurance That Works When You Need It Most

Insurance Products

At HomeLoan 4 You, financial security is not limited to your home loan. It’s about protecting your broader future. Our range of insurance options provides peace of mind through life’s unexpected turns. Whether protecting income, business or family well-being, we help you select the right level of cover - without the stress, jargon or pressure.

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Our Core Insurance Products

Insurance That Works When You Need It Most

Life is full of surprises. Our job is to keep you and your loved ones protected - financially and emotionally - when the unexpected happens. Whether you're a homeowner, parent, business owner or sole trader, we tailor insurance options to fit your lifestyle and goals. Our advisers explain everything in plain English, so you can make confident, informed choices.

Risk Insurance

A broad category of cover that protects you and your dependents from financial hardship due to illness, injury or death.

Life Insurance

Provides a lump sum payment to your beneficiaries if you pass away - helping maintain your family’s financial security.

Total & Permanent Disability (TPD) Insurance

Pays a lump sum if you become permanently disabled and cannot work again due to illness or injury.

Income Protection Insurance

Replaces a percentage of your income if you're unable to work for an extended period due to illness or injury.

Business Insurance

Protects business assets, income and liability risks, with options for key person cover, buy sell agreements and more.

Critical Illness / Trauma Insurance

Provides a lump sum if you're diagnosed with a major illness like cancer, heart disease or stroke - offering financial support during recovery.

Affordable, tailored protection for individuals, families and business owners.

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Comprehensive Life Cover

Help loved ones maintain financial stability if you're no longer around.

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Income Protection for Employees & Self Employed

Maintain your lifestyle and meet your obligations while recovering from illness or injury.

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TPD Insurance with Occupation Specific Cover

Choose definitions that match your career type and risk level for accurate protection.

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Trauma Cover with Early Payout Options

Receive immediate support after diagnosis of a serious health condition.

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Business Continuity Insurance

Protect your business against disruption caused by the loss or incapacity of key people.

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Bundled Insurance Packages

Streamlined policies combining multiple cover types for simplicity and cost efficiency.

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# WHAT'S YOU EXPECT

Why Choose HomeLoan 4 You for Your Insurance Needs?

Smart Advice, Not One Size Fits All

We match insurance products to your personal, family or business goals.

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Access to Leading Insurers

We compare reputable Australian insurers to find the best protection at the right price.

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Clear and Honest Explanations

We remove fine print confusion and explain policies in plain language for informed decisions.

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Holistic Financial Protection

As home loan experts, we align cover with your mortgage, business structure and long term financial plan.

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Support Through Claims

If a claim is needed, we are with you at every step - advocating on your behalf.

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Custom Packages for Individuals or Businesses

We combine cover types where appropriate to simplify protection and maximise value.

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Testimonials

People Are Saying About Us.

Dijana A

Thank you to both Corey and Mark for all of their support and knowledge. We had countless questions but everything was answered and processed with ease and professionalism. Would recommend your team in a heartbeat! Thank you for all that you have done for our family! 5 star service!! 👌

Andrew W

Mark was professional, prompt and went above and beyond. 5 ⭐️

Kristy B

Extremely impressed with the service from Corey. Made getting our preapproval and finalising the home loan for our first house so easy! High recommend 🙂 Thank you, Corey.

Heidi D S

Couldnt have asked for a more amazing company to do our home loan. U worked with us patiently through every step of the way 🙂. Thanku so much mark you have truely changed our lives forever and we thanku from the bottom of our hearts

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FAQ

FAQs: Insurance Products

Yes. Sick leave usually lasts only a few weeks. Income protection can cover up to 70% of your income for months or even years - valuable for self employed clients or contractors.

TPD pays a lump sum if you're permanently unable to work. Trauma insurance pays out on diagnosis of a serious condition like cancer or stroke.

Yes, but there are pros and cons. We’ll help you decide whether holding cover inside or outside super suits your situation.

Absolutely. Even small or solo operators face risks - from equipment damage to illness or the loss of a key client.

This depends on your debts, dependents, lifestyle and goals. We’ll help you calculate a suitable, affordable level of cover.

Yes. Health history may affect your premiums or exclusions. We work with insurers who assess applications fairly.

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Speak to a Specialist and Secure Your Best Rate

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